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Many entrepreneurs seek funding, but are unable to obtain bank financing if their credit is not strong. Economic Ventures, Inc., a non-profit organization, provides free assistance in credit rehabilitation and repair, basic credit management, and one-on-one credit counseling, partnering with the client to address long-range credit issues.
If you have poor credit – or merely wish to improve your current credit score – Economic Ventures will work with you to increase it – FREE of charge. While affecting your credit score might take several months or longer, Economic Ventures will assist you in developing and executing your credit rehabilitation.
Retrieve & review credit reports
Review and discuss factors affecting Beacon Score
Identify credit strengths & weaknesses
Develop action plan to address derogatory information
Instruct how to handle disputed information
Discuss strategies to rehabilitate or just generally improve Beacon Score
Instruct how to use credit responsibly
Provide guidance on basic banking skills
Provide guidance on personal and/or family budgeting
Provide ongoing counseling through processes as needed
(Note: If client is seeking a loan from EVI, the Credit Counselor will also keep the Loan Administrator apprised of client progress.)
Family Economics Classes
Credit Management Classes
Other Personal and Business Money-Management Classes
Classes are scheduled throughout the community (i.e. Career Center, Townview Learning Center, Disability Resource Center, etc.) and rotate through Economic Ventures “Back to Basics Thursdays!” training sessions (1-2 times per year). All classes are free. You do not have to obtain individual counseling to attend a class. Call (865) 524-0360 for upcoming dates.
Economic Ventures, Inc. is located in The Business Resource Center at: 1545 Western Avenue, Suite 110, Knoxville, Tennessee 37921. Telephone: (865) 524-0360 Fax: (865) 524-3437 Email: Info@eviTN.org
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